Benefits Audit AI
Powered by Claude
Enterprise Intelligence Platform
AI-Powered Analysis
Complete Benefits Audit
Intelligence Suite
Upload your benefits documents and let Claude AI perform a thorough, 360° audit across Medical, 401(k), Dental, Vision, Life, Disability, HSA/FSA, Commuter, Voluntary Benefits, and COBRA.
🔑 Anthropic API Key
Your key is used only in your browser and never stored or transmitted elsewhere. Get a key at console.anthropic.com
Company Information
Provide context for the audit analysis
Upload Benefits Documents
SPDs, SBCs, plan summaries, amendments, carrier contracts
Drop files here or click to browse
Supports plan documents, SPDs, SBCs, carrier summaries,
enrollment spreadsheets, and amendments
enrollment spreadsheets, and amendments
PDF
DOCX
XLSX
CSV
Audit Scope
Select the benefit areas to analyze
Preparing analysis...
Processing uploaded documents
Analysis Error
What This Audit Covers
Eight comprehensive benefit categories
| Category | Key Audit Points |
|---|---|
| 🏥 Medical | Plan types (HMO/PPO/HDHP), premiums, deductibles, OOP max, network adequacy, ACA compliance |
| 💰 401(k) | Employer match, vesting schedule, auto-enrollment, investment lineup, plan fees, ERISA compliance |
| 🦷 Dental & Vision | Coverage tiers, annual max, orthodontia, network, waiting periods, frequency limitations |
| 🛡 Life & Disability | Group term life, AD&D, STD/LTD definitions, elimination periods, benefit percentages, portability |
| 💳 HSA / FSA | Contribution limits, employer funding, rollover rules, investment options, HDHP pairing |
| 🚌 Commuter | Transit/parking limits vs IRS limits, employer subsidy, pre-tax savings, covered modes |
| ⭐ Voluntary | Accident, critical illness, hospital indemnity, legal plans — benefit amounts & portability |
| 📋 COBRA | Notice timelines, premium calculation, qualifying events, duration, administrative compliance |
Tips for Best Results
How to get the most from the AI audit
- Upload your Summary Plan Descriptions (SPDs) — these are the most comprehensive source of plan details
- Include Summary of Benefits & Coverage (SBC) — standardized format helps AI compare plans accurately
- Add carrier rate sheets or renewal packages — enables premium trend and cost analysis
- Include 401(k) plan documents or Summary Annual Reports — covers fee disclosure and investment analysis
- Upload open enrollment guides — helps assess employee communication quality
- Add multiple years if available — enables trend and renewal analysis
- Include HR policy manuals — reveals COBRA, FSA, and leave policy alignment
No documents? The AI can still perform a general best-practice audit and gap assessment based on your company information and selected scope.
Audit Report
Executive Summary
Benefits Audit Complete